Compliance,
built into every process.
Our regulatory framework and compliance commitments.
FCA
UK Regulator
PSD2
EU Directive
DORA
Digital resilience
FGDR
Deposit guarantee
GDPR
Data protection
SOC2
Security Type II
REGULATION & COMPLIANCE
Our 6 compliance pillars
A comprehensive regulatory framework, continuously updated.
KYC — Know Your Customer
Automated identity verification in under 5 minutes using certified biometric technology.
- ✓ Real-time document verification
- ✓ International sanctions list checks
- ✓ PEP detection (Politically Exposed Persons)
- ✓ Automated periodic profile reviews
AML — Anti-Money Laundering
Continuous transaction monitoring to detect suspicious activity.
- ✓ Dynamic risk scoring per transaction
- ✓ Automatic detection of atypical patterns
- ✓ Automated reporting
- ✓ Complete and immutable audit trail
GDPR — Data Protection
Your personal data is processed in accordance with GDPR. You retain full control.
- ✓ Right of access, rectification and erasure
- ✓ Data portability on request
- ✓ Designated, reachable DPO
- ✓ Exclusively hosted within the EU
PSD2 — Payments Directive
Monexa is authorised as a payment institution under PSD2, with a European passport.
- ✓ Strong authentication (SCA) on every transaction
- ✓ Open Banking via certified API
- ✓ Client funds segregation
- ✓ EU passport — 27 countries covered
DORA — Digital Resilience
Compliant with the Digital Operational Resilience Act.
- ✓ Bi-annual penetration tests
- ✓ Business continuity plan (BCP)
- ✓ Certified incident management
- ✓ Automated regulatory reporting
SOC2 Type II
Annual SOC2 Type II certification attesting to the quality of our security controls.
- ✓ Annual audit by independent firm
- ✓ Physical and logical security controls
- ✓ Comprehensive access logging
- ✓ Report available on request (NDA)
Questions about our compliance?
Our compliance team is available to answer your regulatory queries.
Contact Us